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Higher educational accessibility and financial viability: the role of student loans

Johnstone, Bruce

Abstract:

In view of increasing levels of financial austerity, cost sharing  and student loan systems have come widespread. The author describes various forms of students loans (fixed - schedule, income contingent, a hybrid of these, as well as graduate taxes). The seven general elements that are essential to student loan systems are introduced and various countries' implementations of these are described.   The article also outlines the advantages of income contigent loans and the requirements for such loans to operate successfully.  Examples of students loan programmes as practiced in Australia, China, Germany, Japan, Kenya, The Netherlands, Russia, South Africa, Sweden, Thailand, United Kingdom and the United States are included.

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Chapter Title: Higher educational accessibility and financial viability: the role of student loans
City: Basingstoke, UK
Publisher: Palgrave Macmillan


Date:2005
Document Type:Chapter in Book (Peer Reviewed)
Subject Area:Finance and Physical Resources
Country:International
Keywords:Financing of Higher Education, Cost Sharing, Student Loans, Student Loan Schemes, International Trends
Relationship:World Report on Higher Education 2006: The Financing of Universities


Rights:Palgrave Macmillan
Additional information:World Report on Higher Education: The Financing of Universities
Date Added:12 December 2006


Johnstone, Bruce (2005). Higher educational accessibility and financial viability: the role of student loans. In World report on higher education: the financing of universities 2006. Basingstoke, UK: Palgrave Macmillan